Healthcare.jpgThis blog post was authored by Jessica Frier

What is the so-called “individual mandate”?

Beginning January 1, 2014, individuals are required to maintain health insurance coverage, or face a tax penalty unless certain exemptions apply.  The individual mandate applies to all individuals except for the following:

  • Is a member of a recognized religion opposed to

Healthcare.jpgThis blog post was authored by Heather DeBlanc

The Affordable Care Act implemented a new fee called the Patient-Centered Outcomes Research Trust Fund, or “PCOR” fee.  For the most part, health insurance issuers, rather than employers, are responsible for paying the PCOR fee.  However, the fee also applies to self-insured plan sponsors and must be

US Supreme Court.jpg

This guest post was authored by Heather L. DeBlanc

This morning, the United States Supreme Court issued its decision in National Federation of Independent Business v. Sebelius addressing the Patient Protection and Affordable Care Act (“ACA”).1 The Court upheld, in a 5 to 4 ruling, the constitutionality of the individual mandate under the ACA.